What Is Procedure To Apply For HUDA Freehold Plot Scheme?

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HUD

The Haryana Urban Development Authority (HUDA), also known as HSVP, launched a housing scheme to provide 6200 affordable residential plots in 2019. These plots are available across 5 urban zones or divisions under the scheme, including Gurugram, Faridabad, Panchkula, Hisar and Rohtak. If you reside in the state, you can apply for the scheme to figure out the HUDA plot status in Haryana to get your house on subsidy.

Division of Districts under the Zones

As stated previously, this housing scheme divides Haryana into 5 distinct zones. Each of these zones includes urban sectors where the authority provides affordable housing to the current residents in the state of Haryana.

Here is a complete breakdown of each zone and the sectors that belong within them.

1. Faridabad Zone

  • Hathin
  • Palwal
  • Faridabad
  • Roz-Ka-Meo

2. Hisar Zone

  • Hansi
  • Fatehabad
  • Hisar
  • Sirsa
  • Jind
  • Bhiwani

3. Gurugram Zone

  • Rewari
  • Narnaul
  • Pataudi
  • Gurgaon
  • Dharuhera

4. Rohtak Zone

  • Bahadurgarh
  • Rohtak
  • Panipat
  • Sonipat
  • Rai
  • Jhajjar
  • Gohana
  • Kharkhoda
  • Murthal
  • Kundli

5. Panchkula Zone

  • Jagadhri
  • Ambala
  • Panchkula
  • Kurukshetra
  • Karnal
  • Yamuna Nagarlwal
  • Naraingarh
  • Shahbad
  • Kaithal

After your application for the housing scheme, you can start checking your HUDA plot status for one of these zones.

HUDA Housing Scheme Application Procedure

You need to complete the entire application procedure online. Here are the steps involved for application –

  • Step 1: Check the Eligibility Criteria

The first thing you need to do is to check whether you are eligible to acquire a plot under this scheme. Here are some eligibility criteria for application into the HUDA scheme.

  1. Age- You must be 18 years or older to apply.
  2. Residency- Only individuals residing in Haryana can apply for residential plots on offer.
  3. Income- Your family income must not exceed Rs. 3 Lakh per annum. Families with such income are categorized as economically weaker sections and are eligible for plots under the scheme.
  4. Government employees- All Group D employees under the Haryana Government are eligible for plots under HUDA housing scheme.
  5. Property- You should not own any other property in the state of Haryana if you want to apply for a plot using this scheme.

Proceed to the next step only if you fulfil the above-listed eligibility criteria.

  • Step 2: Visiting the Website

After checking eligibility, you should head over to the official HUDA website. Once there, click on the link for HUDA scheme for 2019-20. Doing so will open the online application form.

  • Step 3: Filling up the Online Form

You need to correctly fill up all the information in the form, such as your name, Aadhaar number, address and telephone number. Additionally, you must also select the zone in which you are seeking the plot of land along with the sector and plot size.

  • Step 4: Upload Documents

Once you fill up the form, provide the appropriate documents to support the application, such as the PAN, Aadhaar number, etc.

  • Step 5: Online Payment

Proceed to pay the application fee for the same. You can do this using your credit or debit card or through net banking facility. You cannot submit the application before payment clearance.

  • Step 6: Submit the Form

After completion of the steps mentioned above, you can click on the submit button and complete your application process for the plot. You can then check the HUDA application status at any time.

Home Loans for HUDA Housing Scheme

If your application is selected through this government housing schemes, you have to arrange for the funds to purchase the plot of land offered. You can always opt for a home loan from reputed lenders.

These loans can help you plan your finances to buy a home without putting too much burden on your savings. If you secure such a loan, you can be sure about your HUDA plot scheme.

However, you must keep a few things in mind before availing such a loan. Firstly, you should calculate your home loan eligibility to find exactly how much credit you can avail from a lender. Moreover, you should consider whether you are comfortable with EMI payments linked to a particular loan. Opt for financial institutions such who offers such loans at attractive rates of interest and multiple borrower-friendly features.

If you are not allotted with a plot through this scheme, the authority will reimburse your application fee. You are free to apply again next year. HUDA scheme allows affordable land acquisition for all, even when they belong to the economically weaker section.